RFS Capital & Insurance Services
Smarter Insurance, Big Tax Savings
Explore how RFS Advisory helps business owners and professionals protect assets, optimize taxes, and secure lasting wealth.
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Smarter Insurance, Big Tax Savings
The RFS Capital SolutionWe conducted a comprehensive policy review and designed a tax-efficient restructure using:
Indexed Universal Life (IUL) for tax-free income flexibility- Premium allocation strategy to maximize cash value growth
- Layered retirement funding design to coordinate with existing 401(k) and defined benefit plan
- Utilized and set up an irrevocable insurance trust.
The Results
- $80,000 annual tax savings through optimized contributions
- $2M projected tax-free legacy benefit for heirs
- Flexible income stream available in retirement
- Improved risk management and coverage protection
"I never realized my old policy was costing me so much. RFS Capital not only saved me thousands in taxes but also gave me peace of mind for my family's future."
Maximize your wealth with a smarter, tax-efficient insurance strategy!
Ready to Secure Your Business Future?
Our team helps business owners and professionals access capital, reduce taxes, and protect wealth with proven strategies. Let’s create a plan that gives you confidence in your next step.
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