Exit Strategy & Legacy Planning

Protect Your Life’s Work. Preserve Your Legacy.

At RFS Capital & Insurance Services, we help business owners turn success into generational wealth through advanced insurance, capital, and tax-efficient legacy strategies.

Your Business Exit, Done Right.

Selling or passing on your business is one of the most important financial moves you’ll ever make. We design customized exit strategies that help you:

Maximize company valuation and liquidity

Minimize capital gains and estate taxes

Secure lifetime income streams

Protect your family and legacy

We combine advanced tools like life insurance, premium financing, and index annuities—with legal and trust structures to ensure your wealth transitions smoothly and efficiently.

1 Asset Protection

2 Strategic Tax Mitigation

3 Succession Planning

4 Cash-rich Strategies

Have Any Questions?

Our Team is here to answer your questions and guide you every step of the way-from understanding your services options to choosing the best strategy that fits your goals.

OUR STRATEGIC APPROACH

Smart Exit Planning With Financial Precision

Turn business equity into lasting wealth with tax-advantaged financial vehicles.
Preserve Your Legacy Through Intelligent Wealth Transfer
Build tax-advantaged, multi-generational wealth that reflects your life’s work.

For Business Transition:

Buy-Sell Agreements funded by life insurance. Key-Person and Executive Retention plans. Deferred Compensation solutions. Premium Financing -for liquidity-friendly funding

Business Strategy & Growth

For Retirement & Income Security: Indexed Annuities with guaranteed lifetime income. Structured income drawdown strategies. Tax-deferred growth with downside protection.

Ready To Secure Your Legacy & Empower Your Future?

Request a Custom Exit and Legacy Plan. Estate taxes can erode up to 40% of your wealth and RFS strategies can help you legally keep more of what you’ve built.

Testimonials

What Our Clients Says

“After 30 years in business, I didn’t want to just sell and walk away — I wanted a legacy. RFS Capital & Insurance Services guided me through a structured exit strategy that allowed me to transfer ownership to my sons while locking in lifetime income. They made it possible for me to retire confidently and still see the company grow.” ________________________________________

“I always focused on my patients, not my exit plan. RFS showed me how to use tax-advantaged life insurance and annuity income to secure my retirement while reducing estate taxes for my heirs. Their planning turned what could’ve been a stressful transition into a clear path toward financial freedom and family security.”

“I didn’t realize how many strategies were available for business owners like me — premium financing, key-person coverage, and estate protection. RFS Capital walked me through every detail. Their approach helped me create generational wealth while keeping my exit completely tax-efficient.” ________________________________________

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