RFS Capital & Insurance Services
RFS Case Studies
Explore how RFS Advisory helps business owners and professionals protect assets, optimize taxes, and secure lasting wealth.
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Case Studies
"Let’s See Our Client Success Stories"
Rapid Growth Funding :
The RFS Capital SolutionWe connected the business with a non-prime commercial lender that specializes in growth-stage companies. By structuring a short-term equipment and working capital loan package, we delivered the needed funds in just 30 days.
Customized loan structure to match seasonal cash flow- Faster approval process without traditional bank hurdles
- Preserved ownership and equity — no investor dilution
The Results
- $500,000 in capital funded within one month
- Second store launched on schedule, capturing 20% market growth
- 18 new jobs created in the community
- Positioned the company for long-term bank financing in the future
"RFS Capital made the impossible possible. Without their quick action, we would have missed the biggest growth opportunity in our business."
See how RFS Capital can unlock funding for your business.
Smarter Insurance, Big Tax Savings
The RFS Capital SolutionWe conducted a comprehensive policy review and designed a tax-efficient restructure using:
- Indexed Universal Life (IUL) for tax-free income flexibility
- Premium allocation strategy to maximize cash value growth
- Layered retirement funding design to coordinate with existing 401(k) and defined benefit plan
- Utilized and set up an irrevocable insurance trust.
The Results
- $80,000 annual tax savings through optimized contributions
- $2M projected tax-free legacy benefit for heirs
- Flexible income stream available in retirement
- Improved risk management and coverage protection
"I never realized my old policy was costing me so much. RFS Capital not only saved me thousands in taxes but also gave me peace of mind for my family's future."
Maximize your wealth with a smarter, tax-efficient insurance strategy!
Exit Strategy with Retirement + Legacy Impact. Designed an Exit Strategy that Funded Retirement Income & Built a Lasting Legacy
The RFS Capital SolutionWe implemented a Premium Financing & Leveraged Retirement Plan that allowed her to:
- Use financing to fund a large life insurance policy without liquidating assets.
- Build tax-free income streams in retirement through policy loans/distributions.
- Provide heirs with a guaranteed, tax-free death benefit.
- Integrate a business succession plan ensuring a smooth transfer of ownership to the next generation and management team.
The Results
- Secured a $4M life insurance policy financed with minimal out-of-pocket costs.
- Projected $250k+ annual tax-free retirement income available within 5 years.
- Created a multi-million-dollar legacy benefit for her family.
- Successfully transitioned ownership, ensuring business continuity and family harmony.
"RFS Capital helped me retire with confidence, knowing my family and business are protected. I feel like I didn't just retire — I retired with purpose."
Explore how premium financing and leveraged retirement can secure your exit strategy.
Ready to Secure Your Business Future?
Our team helps business owners and professionals access capital, reduce taxes, and protect wealth with proven strategies. Let’s create a plan that gives you confidence in your next step.
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