When I heard about this, I immediately thought it was something you would want to know.

In today’s uncertain world, you are wise to take advantage of every opportunity to build and protect your assets – for you and the well-being of your family. Traditionally, life insurance has been an important part of a wealth strategy because it helps offer protection from uncertainty. But most business owners and high net-worth individuals don’t want to use their capital to pay the high premiums. Luckily, there’s a solution. Get the protection you need with the growth you want, without disrupting cash flow – keeping your capital where it suits your  investments needs best.

What is Premium Life Plus?

A PremiumLife™ Plus Strategy is reserved for sophisticated individuals and business owners who need the protection of high cash-value life insurance  but do not want to pay the high premiums required to protect their sizeable estate. Business owners & high net worth individuals can  buy the life insurance they need without liquidating their investments, tying up assets, or disrupting cash flow to pay premiums .This investment strategy allows for qualified individuals to use bank financing to pay those high premiums instead of paying out of pocket. The bank-paid premiums are invested into high-grade index funds that participate in the gains of the market when it’s up, but never when it’s down. This powerful hedging strategy can create an arbitrage on the bank’s money and has the potential to generate double-digit tax-free returns that can be used to create liquidity to cover large business debt, a stream of tax-free income to access in retirement, or to pass along to their loved ones completely tax-free. It’s an extremely compelling strategy, so I wanted to be sure you were aware that it may be available to you.

We can utilize this strategy for:

• Executive Compensation
• Triple Retirement Income
• Estate Liquidity
• Legacy Planning
• Risk Management
• Living Benefits for Healthcare Costs Exposure